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Welcome to Carol and Howard Smith's Amarillo and Canyon Real Estate Website

Welcome! Here You Can Find Great Information on Amarillo and Canyon, Texas Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Amarillo and Canyon real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Amarillo and Canyon real estate agents, we have the experience and track record you are looking for. Please let us help.

- The Howard Smith Team

School Reports in Amarillo and Canyon, Texas

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Texas Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Amarillo and Canyon

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	Where is the world's longest spiral staircase?
A	The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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Carol and Howard Smith, REALTOR®, real estate agents and broker for Amarillo and Canyon Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Howard Smith Team
Howard Smith Co., Realtors
1616 S. Polk
Amarillo, TX 79102
Bus: 806-358-8381
Fax: 806-358-8389
Toll free: 800-299-8381
Howard: Howard@Amarillo-Homes.com
Nicole: Nicole@Amarillo-Homes.com
Carol: Carol@Amarillo-Homes.com

Howard has over 27 years experience helping people buy, sell and manage real estate.

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